There are two types of life insurance : permanent life and term life. Term life insurance lasts for a specified period. When it's up you can reapply for coverage, but the premiums most likely will go up as you age. Permanent life insurance never expires, has a death benefit for your beneficiaries, and a cash value that you can use during your lifetime. Some financial advisors recommend a combination of term and permanent life insurance.
Erie's competitors are more digital friendly, but Erie consistently ranks in the top spots for customer satisfaction and claims satisfaction surveys by J.
For only being in 12 states plus D. At the end of the day, if you want an insurance company that is responsive to you, Erie is a solid option if it offers coverage in your region. Erie's complaint index number is 1. The NAIC complaint index starts at 1. Erie's 1. Its financial stability is also good, with an A. Disclosure: This post may highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy.
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I was very impressed with the professional and speedy promptness with ERIE! My friend was impressed and plans on switching to Erie Insurance as well. Thanks again for everything!
Made the bad experience of my car accident a situation that was very easy to deal with. I have had ERIE for a long time and will always recommend to my family and friends. My biggest fear was that it was going to be a hassle and long process but I could not be more pleased with the entire experience from start to finish. Very satisfied with ERIE and how they you handled my claim.
All our questions and concerned were addressed quickly. We couldn't have asked for a better experience. Thank you. Everyone was so helpful and nice. You may not want to decide based on price alone. Look at how many consumer complaints each company has, as high numbers can be a red flag about the quality of service you might receive. Depending on which company you choose, you may be able to buy insurance online, over the phone or through an agent.
For more guidance, see how to get car insurance. Term life insurance is available for terms of 5, 10, 15, 20 and 30 years. You can get an auto quote, find an agent, pay your bill, access your account, file a claim and locate a repair shop. Insurer complaints methodology NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry.
Ratios are determined separately for auto, home including renters and condo and life insurance. Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations.
Our opinions are our own. The policy was always serviced from where it was originated, specifically a very reputable authorized brokerage firm. Upon renewal this year, I was notified that Erie took my policy and was keeping it "in house" moving forward. My broker warned me that the level of service was going to be torturous and exhausting especially when it came time to request certificate of insurance COI.
At first I thought this might be a tactic to sell me a new policy for a better commission so I decided to stay with Erie based upon my past experience. Several of my clients called me and requested COIs as they did in the past.
I called the number and was prompted through to customer service. I was told to request the COI through a specific email customer. Branch erieinsurance. I was informed by the rep that the request will take up to 48 hours to process.
I called back four days later and spoke to a rep regarding this request. She told me that she could not find the request. I politely asked her to look it up under the email in which I sent it. She eventually found the request and informed me that she would send them out that day. Two days later I called back and went through this painful process yet again.
I finally received two out of the five requests. I called back yet again and this time she informed me that the underwriter was unable to write COI for auto coverage or workers compensation coverage. I politely informed her that I was not requesting coverage for auto nor WC coverage, just the General Liability coverage that I've had for in the past, specifically the same customers with no alterations or changes in coverage. To make a long story short, they are denying me any more COIs to provide to my customers which I'm entitled to as per my policy.
They are absolutely clueless at this call center and cannot give you any information without deferring to underwriting, even for a COI! I will be cancelling and reporting this to the Insurance Board for review and request advice from counsel.
Again, this is based only upon my personal experience which I am sharing. Not real sure how to review this particular company without any insults Every single True Detail of my experience, if put into words would be a Devastating Insult At least if they are un-insured and you have un-insured motorists rider on your policy then you might stand a chance of having your vehicle taken care of unlike the experience you will have if Erie has anything to do with it Honestly not sure of any possible way of giving an honest review and still maintaining my review within the below stated Review Guidelines So I guess just that fact in and of itself will have to tell everyone what I have learned in a very short period of time.
One of their insured drivers merged into my vehicle after I made a right turn onto the main road. And the photos of the damage corroborate the other driver merging into me. But they said it was my fault insinuating I failed to yield before making my turn. Mind you her vehicle was in front of me in traffic and should've seen me in the lane regardless of yielding or not. Not to mention I honked at the other driver.
I was hit by a lady on Christmas Eve who has Erie Insurance. The claim manager has yet to contact me and every time I call they tell me that she will be in touch with me soon.
I have had Erie insurance auto insurance for many years, and it is combined with my homeowners insurance for a discount.
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